Buildings & Contents Insurance provides you with peace of mind by protecting your home, contents and personal belongings from damage or loss whilst also protecting your legal liabilities as a property owner or occupier.
Prestige Financial Solutions have a panel of buildings and contents insurance providers and are therefore able to offer the most suitable and best value for money product for your needs. It is important to know that the cover you have is of a high standard and suited to your circumstances, which is something you should obtain advice from us on.
There are various options to be considered including but not limited to accidental damage, personal possessions, high value items, home emergency cover and legal expenses, and again we can tailor the cover to suit your preferences.
WHAT YOU NEED TO KNOW
BUILDINGS INSURANCE
Covers the structure of your home such as permanent fixtures and fittings including baths, toilets and fitted kitchens. Your general insurance will usually cover you for the cost of any emergency temporary accommodation should your home be uninhabitable.
Buildings should be insured for the rebuilding cost (not what you paid for the property or the current market value). For more information / enquiries on buildings insurance, please contact us
CONTENTS INSURANCE
Covers your possessions – typically everything you would take with you when you move. There will usually be a limit on individual items above a particular value, so this is worth checking. For items above this value, you may need to pay an extra premium for them to be covered.
Contents should be insured for the cost of replacing them as new, not their current value. Getting this right is critical. For more information / enquiries on buildings insurance, please contact us
For more details on Buildings and Contents Insurance, or for more information / enquiries on General Insurance, please contact Prestige Financial Solutions